# US Credit Unions on TREMOR. Card Charge-Offs at 5.11% - Already Past the 2009 GFC Peak.

Published: 2026-04-25

US Credit Unions analytics on TREMOR. 23 years, 86 quarters, $1.72T loans across 4,287 federally-insured credit unions from NCUA quarterly FPR. Card NCO at 5.11% past 4.68% GFC peak. Consumer NCO at 1.82% vs 0.99% pre-crisis. 18 segments, 30-59 DPD, 60+ DPD, NCO. CSV download with 74-field reference.

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portfolio-quants

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More posts: [Red Flag: US Credit Unions. A $1.73T System at GFC-Era Losses. Card Charge-Offs 10 Straight Quarters Past the Crisis Peak.](https://www.tigzig.com/post/credit-union-red-flag-jun2026), [Auto Losses Past the GFC Peak. Cards Almost There. Credit Unions Already at GFC Loss Rates. NY Fed + NCUA Data Now on Tigzig.](https://www.tigzig.com/post/consumer-credit-stress-fed-ncua-jun2026), [Q1 2026 US Lending Data Live on Tigzig. NCUA + FDIC + NY Fed in One API. Two of Three Not on FRED. AI-Agent Ready.](https://www.tigzig.com/post/us-lending-data-q1-2026-tigzig-api-jun2026), [Releasing US-CREDIT. For Analysts Tracking US Banking. Interactive Tool Covering FDIC SDI and NY Fed CCP.](https://www.tigzig.com/post/releasing-us-credit-fdic-nyfed-interactive-tool)

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Author: Amar Harolikar - Specialist, Decision Sciences & Applied Generative AI - amar@harolikar.com - https://www.linkedin.com/in/amarharolikar
Source: https://www.tigzig.com/post/us-credit-unions-ncua-tremor-card-nco-past-gfc
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