25+ years in analytics and data science. Individual contributor. 100% hands-on.
I write the code, build the models, automate workflows, and deploy tools. $23M+ in signed-off incremental bottom-line impact across credit cards, personal loans, private banking, and retail.
Builder of Tigzig Analyst - a suite of 30+ open-source AI micro-apps covering database AI, Text-to-SQL, web scrapers, report generators, and automation utilities.
After decades driving impact in global banks and Fortune 500 firms, I now focus on practical AI solutions for small and medium businesses.
What I Do
- Full-Stack AI for Analytics - LLMs + APIs + Databases + React frontends. End-to-end deployment.
- Campaigns & Experimental Design - Test & Control, A/B, Multi-cell designs. Measurement frameworks.
- Predictive Models - Acquisition, retention, risk scoring. XGBoost, propensity, CFV models.
- Automation - Excel, VBA, Python, SQL, Web Scraping. Process automation at scale.
- Dashboards - Power BI, Looker, custom React/Excel builds. CEO to analyst level.
Companies
Tech Stack
Languages: Python, SQL, SAS
Tools: Cursor, Claude Code, xlwings Lite, Flowise, n8n, Colab
Dashboards: Power BI, Looker, Custom React/Excel
Domains: Cards, Personal Loans, Private Banking, Retail, SMBs
Geography: India, Singapore, USA, UAE
Career
Specialist - Decision Sciences & Applied AI
Hands-on execution across multiple SMBs. AI, Analytics, Modeling, Automation. Builder of Tigzig Analyst.
Specialist - Decision Sciences
Hands-on IC. ML Models, Hyper-Personalization, Experimental Design. Cards & Private Banking.
Vice President - Decision Sciences
Team Lead. Wealth, Insurance & Brokerage products.
Senior AVP - Decision Sciences
Hands-on Team Lead. Credit Cards analytics for Singapore bank. Later led offshore retail banking team.
Operations - Decision Sciences
Ops role. Offshore analytics for large US retail chain.
Derivative Trader
Own account. Nifty Index futures. Analytics-based trading setups on Amibroker.
Senior Manager - Decision Sciences
Hands-on Team Lead. IWS Division - RIA Acquisition Strategy, RM Book.
Manager - Decision Sciences
Hands-on IC, later Team Lead. GE Capital USA - Personal Loans & Credit Cards.
Assistant Manager - Decision Sciences
Hands-on IC. Credit Cards - Acquisition, Risk, Portfolio Management.
Analyst
Hands-on IC. Equity & Mutual Fund Analytics.
Analyst
Hands-on IC. Finance Analytics - Product Costing, Capex Models in Foxpro.
Articleship & Independent Analyst
Built 14+ DOS-based apps in Clarion & Foxpro. Form 3CD automation, Project Financials, Stock Analytics, Capital Gains.
Chartered Accountant
ICAI, 1998
All India Rank 10 (Inter)
Inter & Final cleared in first attempt, both groups taken together
Cost & Management Accountant
ICWAI, 1995
amarharolikar.com - personal website.