Analytics Tool for India's Bank Credit
Published: April 10, 2026
Past 39 months. RBI publishes it monthly - 34 sectors, clunky Excels. Painful to analyze. Now - visualize it, analyze it, cut it as you want.
- See growth rates, share of delta, composition shifts in a single visual
- Drill down from sector to sub-sector and trend charts
- Hierarchical tree based or standard RBI format based drill downs
- Create your own custom sector groups
- Modify time frames
- Download all data as CSV
- Methodology & Validations
39 months of data. Processed and reconciled - including NBFC sub-categories RBI doesn't break out separately.
tremor.tigzig.com ➔ IND Credit
Full Deck Content (Text Format)
Text below was extracted from the source deck. Chart visuals stay in the PDF and as slide images above the post.
TIGZIG
UPDATED
TREMOR · March 2026
TOOL UPDATE
India Credit Deployment, refreshed with March 2026 data.
Three sectors moved meaningfully this month. Here's what the new RBI release shows — and where you can dig in yourself.
THE TOOL
!
TREMOR
Early Warning Macro Signals — track sector-level credit deployment across Indian banks, month over month.
Dataset: RBI sectoral credit · updated March 2026
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01/05
TIGZIG
UPDATED
TREMOR · March 2026
WHAT YOU'RE LOOKING AT
TREMOR · India Credit Deployment
A live view of where Indian banks are lending — across agriculture, industry, services, gold loans, NBFCs and personal credit. Refreshed every month from RBI's sectoral release.
23+
credit sectors tracked, month over month
5 yrs
of history with year-on-year growth flags
CSV
download any cut · run your own filters
Open the live tool to slice by sector, period and growth band.
tremor.tigzig.com→
40+ AI tools at
→tigzig.com
02/05
TIGZIG
UPDATED
TREMOR · March 2026
THE CHART
Y-o-Y growth, March 2026 vs March 2025
Selected sectors · % change in outstanding credit
Drop chart image here
Aspect-fit · transparent or white background recommended
TREMOR · IND Credit
Source: RBI Sectoral Deployment of Bank Credit · pulled via TREMOR
40+ AI tools at
→tigzig.com
03/05
TIGZIG
UPDATED
TREMOR · March 2026
WHAT WE SAW
Three movers in March 2026
01
Agriculture lending steps up — crop-season effect.
Deployment to agriculture rose sharply in March, in line with the seasonal kharif/rabi build-up. Watch for normalisation by Q1 FY27.
02
Loans against gold continue at elevated velocity.
Gold-loan growth holds the fast pace flagged in earlier releases — a signal worth tracking for household stress and price-led demand.
03
Credit to NBFCs runs faster than the system.
Bank lending to non-bank lenders (NBFCs) keeps outpacing aggregate credit growth, extending the trend from prior months.
RUN YOUR OWN CUTS
tremor.tigzig.com
Filter, slice, download CSV — no login.
→
40+ AI tools at
→tigzig.com
04/05
TIGZIG
UPDATED
TREMOR · March 2026
TREMOR·INDIA CREDIT DEPLOYMENT
March 2026 update — three sectors moved.
23 sectors
tracked monthly
5 yrs
of history
CSV
download
Interactive
filter & slice
Drop chart image here
Aspect-fit · transparent or white background
TREMOR · IND Credit
01
Agriculture up — sharp March lift, crop-season driven.
02
Gold loans — fast pace continues — household stress signal.
03
Credit to NBFCs — still outpacing aggregate credit growth.
RUN YOUR OWN CUTS
tremor.tigzig.com→
40+ AI tools at
→tigzig.com
05/05
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