Live tools - track it yourself
Interactive trackers built on primary-source data. Filter, drill down by institution, and export. These are SPA apps inside Tremor - the analyses below explain what each one shows and why it matters.
- US Bank Exposure to Non-Bank Lenders (NDFI)How much US banks lend to non-banks, by institution. FDIC call-report data.
- US Insurance Assets TrackerLife & P&C, 73 series, 25 years - including private-credit and offshore-reinsurance exposure.
- Private CreditThe private-credit stress view inside Tremor.
Latest news & sources
The most recent items from the running news + sources list (regulator reports, ratings-agency notes, press). Full list below.
- AMF 2026 Markets & Risk Outlook - Private Assets Warrant Increased VigilanceAMF (France) · Jul 2026
- Blue Owl Funds Received $4.7bn in Q2 Redemption RequestsPrivate Equity Wire · Jul 2026
- BlackRock TCP Capital CEO Phil Tseng Exits During SDNY Valuation Probe; NAV Cut Twice, -39% YTDBloomberg (via Yahoo Finance) · Jul 2026
- Federal Reserve Supervision and Regulation Report, June 2026Federal Reserve · Jun 2026
- Private Credit Under the Microscope - Public BDC Index Discount ~17%, Matching the June 2022 LowJ.P. Morgan Private Bank · Jun 2026
- See all 73 sources & news
What is new
Recent analyses and data refreshes on private credit and the bank exposure behind it, newest first.
- A crescendo of warnings on AI debt and returns, in one monthOct 2026 · S&P Global, Gartner, Morgan Stanley, IMF, World Bank. 800 billion of 2.9 trillion dollars of AI spending to 2028 is to come from private credit, and insurance on CoreWeave's debt is above 1,000 basis points.
- US housing: mortgage rates above 2007-08, pending sales at a record lowOct 2026 · NAR, Census, Freddie Mac, NY Fed. The share of mortgage balances turning 90+ days late is the highest since 2015, still far below 2009, and about 483,000 new homes are unsold.
- A bond shock could spread faster: hedge funds hold a near-record share of TreasuriesOct 2026 · OFR, CFTC, IMF. About 6.6% of Treasuries in June, much of it in the leveraged basis trade, and a record 3.4 trillion dollars of hedge fund repo borrowing.
- IMF's manifesto of warnings: in the same week, AI credit came under strainOct 2026 · IMF, Reuters, CNBC. 14 circular AI deals, insurance on CoreWeave's debt past 1,000 basis points and Oracle's at a record, and hyperscaler free cash flow down to 2.2 billion dollars in the June quarter.
- US consumers: the pressure is building, not yet breakingOct 2026 · Fed SCF, FDIC, NCUA, NY Fed. 19.6% of families were late on a loan payment in the 2025 survey, the highest since 2007, and jobs decide what comes next.
- NCUA Q2 2026 credit union data is live on TREMORSep 2026 · NCUA. Charge-offs 0.76 per cent against 0.49 pre-crisis, and 60 plus day delinquency above its pre-COVID level in every segment.
- The Fed is caught: the market has already made most of the decisionSep 2026 · FRED. The ten year rose 91bp over the year and TIPS 86, so almost all of it is the real cost of money. That cost is paid on every refinancing.
- The FSB Chair is not hedging: Bailey's warning note to the G20Sep 2026 · FSB. Private credit vulnerabilities, stretched AI valuations and sovereign debt fragility, named together in one note.
Default rates & the 'market for lemons'
- FDIC Q2 2026 Numbers Are Live on TREMOR. 102 Quarters of Bank Balances, Delinquency and Charge-Offs.Aug 2026 · FDIC. Net charge-offs peaked at 0.70% in Q4 2024 and sit at 0.56%, almost exactly the Q3 2007 level.
- NY Fed Q2 2026 Household Debt. The Headline Delinquency Flow Fell, but Auto and Mortgage Went the Other Way.Aug 2026 · NY Fed. Almost all of the headline improvement is student loans unwinding after the reporting restart.
- Private Credit Default Rate Hits a Record 6.0% (2026): A Market for Lemons? Banks and Insurers Deep In It.May 2026
- Banks Holding the Line.. But the 'Lemons' Sit Off the Chart - in Private Credit, Credit Unions and Non-Bank Consumer Lenders.May 2026
- Private Credit - The $2.7 Trillion Shadow Lending Market Is Showing CracksMar 2026
US bank exposure to non-banks (NDFI)
- US Banks Had $2.8 Trillion Committed to Non-Bank Lenders at the End of Q2 2026, and $1.7 Trillion of It Was Already Drawn.Aug 2026 · Q2 2026 Call Reports, bank by bank. Drawn exposure is 14.3% of the lending banks own loan book, up from 11.1% seven quarters earlier.
- US Bank Loan Data Is Now Updated Through Q2 2026 on TREMOR. NY Fed, FDIC and the FFIEC Call Reports, All Three in One Place.Sep 2026 · all three bank and household credit datasets current to Q2 2026, and the delinquency moves on both sides.
- Banks Keep Funding the Non-Banks. $1.65T in Q1 2026, Up 42% in Five Quarters. US Banks NDFI Update.May 2026
- US Bank Exposure to Non-Bank Lenders - Now in an Interactive Analytics ToolApr 2026 · tool launch
- NDFI Analytics - US Bank Exposure to Non-Bank LendersMar 2026
- US Banks & Non-Bank Lending - How Deep is the Exposure? Is there a Systemic Risk?Mar 2026
Insurance & offshore reinsurance
Regulatory & official reports
- BIS, the Central Bank of Central Banks, Just Red-Flagged the AI Boom. Railway Mania, Roaring 20s, Dotcom - Same Chart.Jun 2026 · BIS Annual Economic Report 2026. Flags the private-credit concentration and direct lenders quadrupling AI/IT lending to ~15% of books.
- BIS Annual Economic Report 2026 - "Progress and peril" (the source report)The primary BIS report the post above analyzes (bis.org).
- FSB Just Published 50 Pages on Private Credit. The Title: 'Vulnerabilities in Private Credit.'Jun 2026 · FSB
- US Fed Financial Stability Report May 2026 - Same Stress Points, Now in the Fed’s Own Survey.May 2026 · Fed FSR
- ECB Stress-Tested Private Credit. Pensions Worst at 6% of Assets.Jun 2026 · ECB
- Private Credit and BDC Stress. Discounts at 13-Year Lows. Withdrawals Past the Gate. Regulators Now Arriving.Jun 2026
Systemic risk & convergence
- The Convergence Risk. Credit Stress Already Past 2007 Pre-Crisis. Five Aggravators Stacking On Top.Apr 2026
- Dimon Was Right. More Cockroaches Arrive. UK Lender MFS Collapses - $2.5B Across 12+ Global Banks.May 2026
- Bank Loss Rates Look Calm. The Stuff Underneath - Consumer, Private Credit, Non-Banks - Says Otherwise.Jun 2026
- Auto Losses Past the GFC Peak. Cards Almost There. Credit Unions Already at GFC Loss Rates.Jun 2026 · NY Fed + NCUA
Methodology, validation & data
How the numbers are built and checked, and the raw data behind the tools.
- NDFI - methodologyHow the bank-NDFI series are built.
- NDFI - validationsTie-outs against the source filings.
- Insurance - methodologyHow the insurance-assets series are built.
- Insurance - validationsTie-outs against the source filings.
- Tremor data API - pull or download the datasetsREST + MCP; single series or whole-dataset download.
- TREMOR. Six Free Tools for Banking and Insurance Analysts.May 2026 · the tools overview